GG International
GG International is a global leader in regulatory compliance, consumer protection, and financial sector reviews, offering expert legal, financial, and strategic advisory services across diverse markets. Our expertise spans over 35 years, with a proven track record in banking, insurance, telecommunications, and economic development.
With deep regulatory and legal policy and drafting experience across the globe in both civil code and ccommon law countries, in multiple languages and cultures, our firm has worked with governments, central banks, insurance regulators, and international organizations, providing internationally-benchmarked policy recommendations, drafting legislation and regulations, and enhancing financial market integrity. Our experience spans capital markets, banking and non-banking financial sector expertise.
Key Areas of Expertise
Government Regulatory Experience: Our experts have served as regulators in banking, telecommunications, energy, and financial consumer protection.
Drafting of Financial & Consumer Protection Laws: We have advised and agreed on appropriate policy models, then authored legislation and regulatory frameworks for multiple jurisdictions, ensuring alignment with international standards such as the IAIS, IMF, and OECD.
Market Conduct and Compliance Audits: We have led regulatory reviews for central banks, insurance supervisors, and competition authorities, ensuring effective oversight and supervision.
Public-Private Partnerships (PPP) in regulated industries: we have investigated intervention through market identification and anlysis tools, set policies and where necessary drafted implmenting regulations or legislative frameworks.
Enhancing Market Conduct and Compliance for financial institutions: we have assessed market conduct within the regulatory scope of central banks, insurance regulators, and energy and ICT regulators.
Developing Solvency and Risk-Based Capital Regulations: we have drafted regulations providing an appropriate pathway forward for insurance regulators to meet the Insurance Core Principles (ICPs) developed by the International Association of Insurance Supervisors (IAIS), being globally accepted framework of principles, standards, and guidance for the regulation and supervision of the insurance sector.
Conducting Financial Sector Reviews and Institutional Strengthening: over multiple developing countries, we have undertaken cross sector analysis in banking, non-banking and capital markets sectors, drafted implementing policies to achieve agreed financial sector outcomes, and drafted a detailed implementation roadmaps.
Regulatory compliance
GG International’s experts have been at the forefront of regulatory development, advising governments, financial regulators, and multilateral organizations on legal frameworks that promote market efficiency, fair competition, and consumer protection.
Key Contributions:
Government Regulatory Experience: Our experts have served as regulators in banking, telecommunications, energy, and financial consumer protection.
Drafting of Financial & Consumer Protection Laws: We have authored legislation and regulatory frameworks for multiple jurisdictions, ensuring alignment with international standards such as the IAIS, IMF, and OECD.
Market Conduct and Compliance Audits: We have led regulatory reviews for central banks, insurance supervisors, and competition authorities, ensuring effective oversight and supervision.
Case Studies:
Cambodia: Drafted the Consumer Protection Law, ensuring fair trading practices and financial consumer rights.
Liberia & Seychelles: Conducted diagnostic assessments of insurance laws, recommending new solvency and market conduct regulations.
Palestine: Developed a Five-Year Strategic Plan for agricultural disaster risk financing and insurance regulatory reforms.
Tajikistan & Bangladesh: Advised on risk-based capital regulations, aligning national frameworks with international solvency standards.
Consumer Protection & Financial Sector Development
At GG International, we champion financial inclusion and consumer rights, designing robust regulatory environments that protect individual consumers and businesses.
Key Contributions:
Financial Consumer Protection Laws: Strengthening transparency, fair lending, and insurance disclosure requirements.
Microfinance & Microinsurance Development: Creating legal frameworks to expand access to inclusive financial services.
Banking & Financial Sector Strategy: Supporting central banks and finance ministries in developing national financial inclusion strategies.
Case Studies:
Thailand: Led a financial literacy program for the Bank of Thailand, assessing consumer protection regulations in lending and insurance.
Mongolia & Vietnam: Developed regulatory frameworks for microinsurance, increasing access to financial safety nets.
Samoa: Designed and implemented inclusive insurance products for SMEs and the informal economy.
Cambodia: Drafted the Consumer Protection Law, ensuring fair trading practices and financial consumer rights.
Africa (Ghana, Kenya, Malawi, Mozambique, Rawanda, South Africa & Tanzania): Worked on agricultural and disaster risk insurance models, aligning insurance regulations with climate finance initiatives.
Financial Sector Reviews & Institutional Strengthening
Our financial sector reviews focus on improving regulatory structures, enhancing risk management, and strengthening governance in financial institutions.
Key Contributions:
Banking Sector & Financial Supervision: Conducting reviews of banking regulations and supervision frameworks for central banks.
Risk-Based Capital & Solvency Regulations: Assisting insurance supervisors in developing capital adequacy frameworks.
Public-Private Partnerships (PPPs) in Finance: Conducted financial sector reviews, supporting the development of national financial sector roadmaps.
Case Studies:
New Zealand: New Zealand Commerce Commission: Oversaw regulatory enforcement in banking mergers, financial consumer protection, and telecom market competition.
Kazakhstan: Advising on foreign investment regulatory challenges in large-scale energy and infrastructure projects.
Uzbekistan & Cambodia: Drafted the Consumer Protection Law, ensuring fair trading practices and financial consumer rights.
Africa (Ghana, Kenya, Malawi, Mozambique, Rawanda, South Africa & Tanzania): Worked on agricultural and disaster risk insurance models, aligning insurance regulations with climate finance initiatives.
